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Hey there, start here!

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Let’s break those money rules holding you back from buying the life you want to live.

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You cannot force yourself to change. No amount of You cannot force yourself to change.

No amount of...
😖 beating yourself up,
😣 restricting yourself, or
😫 restarting an ineffective strategy with more gusto to "make it work this time"

...is going to manipulate your life into the healthy, wealthy, and thriving version you want.

You cannot fast forward past the change.

There are no...
❌ quick-fixes,
❌ magic buttons, or
❌ pills you can take

...to skip through the investment of time, energy, and money you must make to accomplish the dreams you have for yourself. 

You cannot wish to change.

No amount of...
🤞wishing for it to be different,
🤞hoping for better, or 
🤞believing some future version of you will somehow be more equipped

...will actually yield you any desired results.

But...

1️⃣ You CAN decide to change- actually move forward down a new, uncomfortable path toward the life you want to buy.

2️⃣ You CAN create a strategy to change- actually invest the required time, energy, and money into funding the decision to accomplish the dreams you have for yourself. 

3️⃣ You CAN Set the stage for change in your life- actually make sure you give ourselves every advantage, every opportunity to create the healthy, wealthy, and thriving life you envision for yourself.

4️⃣ You CAN implement change to change- actually put deadlines on the calendar, step into action, and accountability into place, so you can finally build that life you are meant to live. 

5️⃣ And you CAN be willing to repeat steps 1️⃣-4️⃣ over and over again for as long as it takes to live this one precious life your way.

🤑 Bonus step: You CAN hire me as your money coach, and make steps 1️⃣-5️⃣ a hellva lot simpler, more effective, and fun for yourself.

Stop using your precious time to manage your money in the least effective ways. 

Book yourself a consultation. Scheduling link in my bio.
You've been thinking about it for forever... The You've been thinking about it for forever...

The thought,"Nicole could help me," has been swirling around in your brain for months, maybe even years.

YOUR FEAR OF UNCERTAINTY AND CHANGE IS KEEPING YOU STUUUUUUCCCCCK!

Aren't you tired of being financially stuck?

Give me 1 hour every other week for 6 months, and I will provide you with a LIFETIME of higher money earning, spending, investing, and saving with simplicity and confidence.

Not sure why you're getting into? 

Book a consultation. Here's what to expect:

It is free, 40-minutes long, and completely on Zoom. 

It is a sales call. I *will* tell you to commit to money coaching. It IS the most effectiv, efficient way to grow your life to the next level. My process IS the solution to your money stagnation, stress, confusion, and fear.

It is a safe space, but a direct one. I am ruthless when it comes to finding the mentality that is keeping you financially plateaued, and relentless in advocating for your best possible money earning and managing self. 

Your indecisiveness and hesitation is costing you faaaaarrrrr more money than hiring me ever could (mainly because working with me yields a freakin' amazing R.O.I.). 

Getting you out of indecision, and into action that will uplevel your financial status is all I care about, even if it's not with me.

My only goal is for you to powerfully and confidently decide money coaching with me is or is not right for you. I literally do not care if you ever work with me as long as you DECIDED not to.

Have question, concerns, comments, or mutiny? BOOK A CONSULTATION. I'm just over here waiting on you. 

Check my bio for scheduling details.
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#moneygoals #moneyminded #moneycoach #moneymotivated #moneymindset #moneycoach #moneytalks #moneymanifestation #moneymanagement #womenwithmoney
More money really would create more problems for m More money really would create more problems for most of y’all reading these posts. 

More money is only going to bring more decisions, more disagreements, and more stress. 

Don’t get me wrong: I’m a FIRM believer in making more money—in each person striving to have MORE than enough money to do whatever they want with whomever they choose for the whole of their life. 

Unfortunately…

Financial literacy and money competence doesn’t come with the raise, nor does confident decision-making or the soft skill of being able to speak to your money-traumatized (or dramatized) partner about pooled resources and future dollar allocation without one of you shutting down or shouting out.

Those skills—cultivating your money views and mindset, making self-serving financial choices, and growing closer to your partner with each joint decision—must be learned. 

That’s where I come in. 

You and I & whomever else you invite (willing parties only) commit to show up and address your real, raw money trauma and drama head-on for less than an hour once every other week for 6 months.

I know what you're thinking: Is money coaching the right financial move for you?

It is absolutely right for you. 100%. No question in my mind. Zero doubt. Money coaching IS right for you, right now.

However…

What may or may not be “right” is doing money with me.

Making sure you & I are a good fit is of utmost importance to me. I'm not fixin'ta drag your butt to each session, nag you into doing the work necessary to change your life, or make both of us miserable because you bought my services.

That’s why our first 40 minutes together are just a chat, no charge. 

Still…

Your brain might be telling you, "Yeah, I need to look at her calendar. I'll do that [at a time other than right now].

The pull to delay, to wait, to put off might be getting stronger. It's best not to listen to that sneaky voice…

...b/c procrastinating doing the thing you want to do due to uncertainty of the outcome is actually a form of imposter syndrome.

Instead, tell yourself: right now is the time,  this is a thing you want to find out more about, & you're as ready as you'll ever be for this change.

Go book your chat.
Before I was a money coach, I was a money lecturer Before I was a money coach, I was a money lecturer. 

I taught personal finance, family economics, and principles of lean business in more than one university for years.

I crafted semesters long programs to move my students from the assumption of zero knowledge in the subject areas of financial management, money mindset, side hustle creation, & small business building with the singular goal of having them proficient in the knowledge and action plans they would need to be financially successful and/or profitable.

Simultaneously, I was a human lifespan & developed expert and lecturer. I ALSO researched & taught in the areas of young, middle, & old adult development.

Specifically I study & taught about how the brain reacts to & handles life events directly tied to having sufficient financial funding that includes, but are not limited to: buying a home, parental leave, having and raising children, obtaining & continuing education, career building & pivoting, divorce, remarriages, retirement, re-entry to the workforce, & death- both that of the individual or a loved one. 

Larger concepts I know a thing or two about include pay gaps /how to close them (gender & racial), negotiations, generational financial differences & disagreement, generational financial cycles (poverty; wealth), financial cycle breaking, partner financial issues, discrimination in financial resources for marginalized and minority groups, etc.

Now, in addition to being a money coach, I am a money student. Actively pursuing higher education and research in the field of personal finance and small business economics.

Over the years, I continue to have students who took my classes YEARS ago find me on social, message me and tell me that my courses change their lives for the better.

One student actually kept my syllabus, PowerPoints, and textbook and went through the material with their fiancé when they moved in together. 💚

My qualifications are not the reason why you haven't started working with me yet, babe. 

My scheduling link is my bio.

Ps. I still prefer my coffee black...
In case one of y'all is making a run and are feeling generous.
When I tell you money coaching works... Money coac When I tell you money coaching works... Money coaching WERKSSS. 

Six months ago, one of my couple clients could BARELY SPEAK TO EACH OTHER about money without getting frustrated, stressed, overwhelmed, and/or crying.

Literally, one partner was just making up how the money was used as they went, attempting to have some sort of management system happen, carrying with hope and massive amounts of anxiety…

The other partner was so overwhelmed by money IN GENERAL that they just avoided looking at the finances completely, leaving this precious human surprised and shocked by what was happening with their money. Even though they desperately wanted to be a money partner to their spouse, they couldn't.

On top of the lack of communication and chaotic management… the.couple owed $32,000 in credit card debt. 

But. BUT! Six months into money coaching with me, and this newly minted power-money couple shows up to their accountability session and has THE AUDACITY to tell me …

… they are credit card debt free!

Not only that, not only that! But also…

They have finished their homework to find the fund to increase their 401K contributions over the next year. 
They already started reallocating saving for their next vacation.
They're looking at paying off old doctor bills that have been plaguing them for nearly two years.
They created a plan for how they're going to strategically use credit in the future without re-acquiring debt.

They blew me and themselves away with how much their financial circumstances have changed in so little time.

My favorite part: each one expressed how it's not just their money situation that has.for the better, but their marriage- THEIR PARTNERSHIP. 

With the biggest smile, one said, “We are finally acting like a team now. We're on each other's side. We have joint goals, and make joint plans to reach them. It's really, really wild.”

The other told me, “I wish we would have done this sooner, the second we found out about you.”

Money. Coaching. Works. 

It will change your life. I have zero doubt. Just let me frickin’ do my job already. 

The link’s in my bio to schedule your “Interested” call.
You are doing more RIGHT than you think you are. You are doing more RIGHT than you think you are.

For every money regret or purchase you punish yourself for, there are at least SEVEN financial decisions you've knocked outta the park.

Take the time today...

⭐ To congratulate yourself on your sound financial decisions (did you get gas so you could go to work? GREAT CHOICE!)

⭐ To appreciate all the right money choices you've made so far (are some or all of your bills paid? WELL DONE!)

⭐ To create evidence for yourself that you can and will trust yourself to make really good financial decisions in the future (are you thinking ahead to holiday spending? LOOK AT YOU PLANNING!)

It may seem silly, but it's not. If you are going to keep track of your poor choices and financial regrets, then it's important you count and track your wins and well-dones too.

Life is 50/50, and it serves you to remember all that's gone RIGHT, all is going Right, and all that could go Right in the future.

If you struggle with counting your wins, it is impacting how you count your dollars. It's time you and I had a chat about what money coaching could do for you.

Calendar link's in my bio.

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